FAQs
How much does each PT session cost?
Our PT, recovery, and performance training services range in price. Please contact us for updated pricing. Payment is required at or before the time of service. Our payment is based on one-on-one, 60 minute or 30 minute sessions with a Doctor of Physical Therapy. Tactic Recovery is considered out-of-network, but clients are able to submit for potential reimbursement through their insurance provider with a “superbill” that we can provide you upon request. Unlike insurance, there are no hidden cost, no extra fees , or surprise bills after treatment.
Why don't you take insurance?
At Tactic Recovery, we believe that providing one-on-one, non rushed, QUALITY over quantity care that is patient centered is best to optimize patient outcomes.
Typically, insurance dictates therapy treatment, with most in-network PT clinics needing to see 2-3 patients an hour to be profitable. This means that most of your time is either spent with a tech doing the same cookie cutter exercises every week, or you’re not getting the intentional time you need from your PT because they are spread too thin. This also means needing to come to therapy 2-3 times/week in order to make any progress.
Being out-of-network allows us to provide you with a full hour or half hour of our undivided attention, typically 1-2x/week. We are able to treat you how we feel is best to help you reach YOUR goals without insurance dictating our every move and robbing you of the care you deserve.
With more dedicated time, individualized & effective treatments from your Doctor of Physical Therapy, and teaching our patients to take ownership of their care, our clients are able to reach goals in less time, with fewer visits, and better outcomes (you won’t find cookie cutter PT here). You won’t regret the investment you make in Tactic Recovery, and more importantly, in YOURSELF!
See BELOW for a more detailed breakdown!
Do I need a PT referral to get started?
No! Texas is currently a limited direct-access state for physical therapy treatment. This means that you can get started with PT without a referral, however after 15 business days following the date of your initial PT evaluation, you will need to obtain a PT referral from one of the following providers: physician, physician assistant, nurse practitioner, chiropractor, or podiatrist (for foot/ankle problems). If you have questions on how to obtain a referral, we are happy to assist with this process!
How Direct Pay SAVES you MONEY & TIME
Direct-pay physical therapy is a newer concept, so we understand why you might have questions. BUT, there are so many reasons why we chose to be a cash-based PT clinic:
Direct-Pay vs Insurance
60 minutes 1-on-1 session with a PT vs 15 minutes and then handed off to an aide
Look at the whole body to fix the root cause of your problem vs just treating the injury site
Sessions based on YOU and your lifestyle vs sessions based on where your pain is and what insurance will cover
Use progressive modalities like dry needling and lifting weights vs using hot packs, ultrasound, and bands every session
Work with the same PT every session vs going through multiple providers that hinders YOUR progress
Ability to work on strength training and performance vs just being able to do what insurance will reimburse for
Save time with 1 session a week vs multiple “1hr” sessions per week with half the time spent on a bike and hot pack
100% of cost known vs hidden insurance fees you pay back months after
We can help you submit a claim (superbill) to potentially receive out-of-network reimbursement $$
…and the list goes on, and on
In fact, the biggest deterrent for most people is cost -- but we are here to tell you that in most instances insurance-based physical therapy will end up costing you more out of pocket than you think!
For insurance-based physical therapy, most people we see have an in-network deductible of at least $2,000. This means that you pay out of pocket each time you go to PT until you hit that $2,000 mark.
Let us repeat -- Insurance will not start helping you out until you hit your $2,000 deductible. Then once you do, your coinsurance will start to kick in and then your price per session will eventually go down. So at the end of the day, you're still paying until you hit your deductible; and those co-pays add up fast.
In most instances, if you're going to an insurance-based clinic they have you on a twice-per-week plan. This means you're getting maybe 60-minutes total per week of PT (half your time spent waiting on your provider or tech who is multitasking or has you on a heat pack), but paying your co-pay twice. For most people, that's $100-$200 dollars per week for two shortened sessions, accompanied by several other patients and a therapist who is just trying to survive seeing 18+ patients a day.
Insurance is super confusing and is one of the reasons we didn't go down that route. I've heard multiple horror stories of people going to physical therapy for a routine 6-8 weeks, several months, or even 6 months and after getting discharged being hit with multiple hundreds of dollars bills that they were not expecting. So, they paid their co-pay each time, PLUS an unexpected medical bill at the end from their insurance company.
All in, that's almost $3K worth of insurance physical therapy in which you didn't get proper care, and as soon as you go back to your active lifestyle the injury returns. This is frustrating to acknowledge, but unfortunately, that's the reality.
At the end of the day, our Cash-Based Model might be more expensive up front, but in the long run, you get the care you deserve, become pain-free faster, have lasting results, and ultimately save money in the long run. In our Cash-Based Model, you know what you owe up front, and that's it!
Plus, you may have out-of-network benefits that you can utilize for reimbursement about a month into your PT plan. So, not only will you NOT get hit with a bill later on, you may actually get a check from your insurance company in return! Patients tend to receive 20-80% reimbursement!
